Alterest for

Originators, Issuers and Warehouse Borrowers

Establish ultimate investor confidence, raise funds sooner, gear-up for capital markets and comply with transparency regulations.

Value

1

Ultimate Investor Confidence

Alterest is a trusted 3rd party loan data repository with a powerful analytics engine. This signals best-in-class data processes to your investors.
Share live, real-time dashboards with relevant and deal-specific analytics with investors.
Close funding sooner, deliver effortlessly on information covenants.
Gear-up and transition seamless to capital markets.

2

Transparency, Standards and Regulation

Easy to be transparent to your investors and meet any regulations or standards whether forward-flow, fund investment, securitization or SPV.
Alterest continues to support your journey from having small investors providing high-cost capital all the way to capital markets.
Comply with securitisation reporting requirements and transparency regulations without upfront costs or effort.

3

Simplicity and Operational Efficiency

Use intelligent wrangling to effortlessly combine and transform any loan tape and related data into a market standard.
Optimise borrowing base and thus cost of capital.
Configure deals on all types and asset classes bringing scalability to the business unit.
Set up workflows to lower the cost of internal processes while bringing in additional accuracy.

4

Minimise Time to Raise Capital

Once integrated, investor disclosure is simplified. No more messy Excel sheets and error-prone servicer reports!
Share live, real-time dashboards to your loan book to potential investors with all the relevant metrics and enable them to conduct due diligence swiftly.

5

Zero-distraction Technology

Let your IT team build technology and IP for your lending business where it matters.
Leverage Alterest for all reporting needs and eliminate involvement of IT and quant teams.
Go beyond spreadsheets while showcasing loan-level data and performance (historical and ongoing) of clients to prospective investors.

Why now

Opportunities in ABS and platform lending

Platform and Originator Value Pyramid
Investors are hunting for yield. ABS and private credit transactions are attractive.
The important aspects that add value to your origination and servicing business are your loan books and cash position, quality and depth of your origination channels, specialisation and your IP.
Reporting to investors adds value in having a strong cash position and access to funds. Don’t build this yourself, instead use best-in-class tools provided by Alterest and focus on developing your origination channels, specialisation and intellectual property.

Why now

Modernisation

Beyond excel

Avoid all the pitfalls of using spreadsheets for loan-level data, transaction modeling and sharing of information. Avoid the risk and unwanted complications associated with fragile spreadsheet-based portfolio management. Alterest is a modern system for asset-level data collaboration and analytics no matter the size or granularity of the collateral pool.

Digitisation

With the all-in-all nature of the Alterest platform, your team will be able to close more deals while creating a win-win situation for both sell side and buy side.

See how Alterest can work for you

Request a Demo

Frequently asked questions (FAQs)